The financial system of record for insurance billing
Billing owns the money side of insurance: invoicing, collections, disbursements, and the close on one double-entry ledger.
Every number, provable. One append-only ledger underpins every screen, so at the close the books tie out, or they don’t.
It turns rated charges into receivables, cash, and ledger truth, and never rates policies or processes payments itself. Clean boundary, auditable figures.
Invoicing from planned to settled
Account-centric invoice streams move through planned, billed, due, and settled, with aging and PDF invoices emailed to payers.
Premium billing & instructions. Every policy transaction arrives as an idempotent instruction through one write path.
Payment plans & invoicing. Versioned plans with live schedule previews, account-level invoice streams, aging and PDF invoices.
Payment gateways & autopay. Provider-agnostic gateways, tokenized instruments, autopay mandates and collection runs.
One queue for money in and out
Reconcile inbound bank statements and settle outbound payout runs from a single tiered-matching queue.
Cash application. Receipts by hand, gateway or bank file, allocated oldest-due-first, with partials and suspense as first-class cases.
Bank reconciliation. Upload a statement, auto-match in tiers, resolve the rest in bulk by category.
NSF & chargebacks. Reversals restore the receivable, reopen the invoice, assess the fee and track retries. Never a delete.
Disbursements & payout reconciliation. Refunds, commissions and remittances over ISO 20022 and NACHA, sanctions-gated and tied out.
Close the period with the books tied out
GL tie-out checks must clear and regulatory items advise before an immutable close record is written.
Period close. A close cockpit where GL tie-outs must clear before an immutable close record is written.
Regulatory queues. Return-premium deadlines, escheatment and 1099 reporting as queues with per-state configuration.
AI-native, so your team spends its time on decisions, not data entry.
Built-in intelligence handles intake, extraction, triage and renewal prep across the whole lifecycle. No add-ons, no re-keying.
Intake fills, validates, and enriches every submission and claim automatically, with no re-keying.
Document extraction pulls structured data from policies, schedules, loss runs, and emails in seconds.
Email and task triage categorizes inbound work and routes it across your team.
Renewal preparation drafts the renewal and surfaces what needs your team’s attention.
A clean boundary, connected on both sides.
Billing ingests rated charges from any policy system, orchestrates payment gateways, pays out over standard rails and exports the ledger to your accounting system. Every tenant isolated by row-level security.
Pricing tailored to your book.
There are no public tiers for the core systems. We scope each rollout with you against the size and shape of the business it will run, and you get one number for the whole thing.
Talk to salesVolume. Policies in force, premium or claims handled, and how fast the book is growing.
Scope. The modules you switch on, the lines and products configured, and the teams on the platform.
Deployment. Cloud on our infrastructure or in your own tenancy, and the regions you operate in.
Integrations. The ledgers, banks, markets and legacy systems the platform has to talk to from day one.