Ressourcen
Einblicke in Versicherungstechnologie, KI und modernen Betrieb.
(Englisch)
The rules in someone’s head: referral discipline and key-person risk in delegated authority
Every delegated authority operation has a written referral schedule and an unwritten one. How key-person risk shows up in departures and audits, and what recording judgement means.
(Englisch)
The evidence problem: what happens when someone asks you to prove it
Doing the work properly and proving it quickly are not the same. Why evidence takes so long to assemble, and three practical tests for your own files.
(Englisch)
The bordereau is what the carrier sees
For many capacity providers, the monthly bordereau is the whole impression of your book. Where bordereau errors come from, and a test worth running this month.
(Englisch)
Your system is being retired. What to ask before you migrate an open cover
Migrating a specialty book is not a data-volume problem but a relational one. What to ask any vendor before you move an open cover with years of declarations.
(Englisch)
The check that happens too late: sanctions screening in a cargo book
Screening that runs after binding is a report, not a control. Why cargo books make sanctions screening harder, and three questions to ask about your own process.
(Englisch)
One broker, four systems: what consolidation leaves in the back office
Acquisitions are justified on the front end; the cost turns up in the back office. What inheriting several broker systems really costs, and the questions to ask before the next deal.
(Englisch)
Where is the cargo right now? Storage, accumulation and the limits of the spreadsheet
Cargo is insured as though it moves, but value concentrates where goods sit. Why storage accumulation is so hard to answer from declarations kept as attachments, and a short test of whether your own system can answer it.
(Englisch)
After Blueprint Two: what a cargo coverholder should stop waiting for
Lloyd's has moved on from Blueprint Two, but a cargo coverholder's obligations never moved. Where the risk sits in referral rules, screening and declarations, what owning it looks like, and why broking and underwriting belong on one platform.
(Englisch)
Four ledgers, four tax regimes, one month-end
Every cargo booking posts to four ledgers: client premium, insurer payable, broker commission and insurance tax. Why a manual month-end caps how many markets a broker can open, and what changes when the money reconciles itself.
(Englisch)
One cover, a thousand shipments: where broker management systems stop
A cargo book is built around an open cover with hundreds of declarations hanging off it, not around a policy record. This blog explains why general agency systems struggle with declaration volume, distinguishes declaration-based open cover from turnover-rated policies, and sets out five questions to put to any broker management system before signing.
(Englisch)
The World Cup Surge Breaching Policy Limits This Summer
The 2026 FIFA World Cup is on track to drive £898 million in UK hospitality spend, with around 12 million consumers expected to buy at a pub, bar or venue during the tournament. That is 103% higher…
(Englisch)
Anyone Can Fake a Claim Now. Can Your Claims Ledger Tell?
AI has made fraud cheaper and easier. A connected claims ledger makes it easier to detect.